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CLIENTS

A true measure of our business' contribution to the persons we serve is the valued opinion and testimonials  of current and former clients and Test Preperation students. Listed below are the companies that received our consultation services. Previous student testimonials follow, providing their personal results of the NMLS Test Preparation curriculum. We are honored and humbled to have assisted so many promising loan originators to succeed in beginning their mortgage career.

If you are thinking that you can go it alone or that the cost of private tutoring is too much, consider what it costs you to take another test ($110) and the income you will lose as a licensed Mortgage Loan Originator by having to wait an addtional 30 day period before attempting to pass the SAFE Exam another time. Read below what former students say about the test preparation they received and the results of their next test.

Anchor 1

I ended up getting my license the day I turned 21 years old... It was HARD work, I took the test for the first time and failed it by one question, and then a friend mentioned me to see Gary so I did, and Gary taught me many things that I was lacking.. He is super patient with you, always available to answer questions, he was there for me till I took my exam on exam day and passed.. Most importantly he let me know when I was ready. Gary is your person if you want to succeed in getting your mortgage license.. I refer all my friends over to him who has seen my success in the mortgage industry after getting my license. - Brandon L.

 


I found out about Gary and his tutoring offered while taking my MLO class through Arizona School of Real Estate. I decided to go ahead and take my test without tutoring with Gary and scored a 68%! I then reached out to Gary and admitted I needed help, after an intense day of one on one studying and much take home help to study on my own I felt much more ready. I went back and scored a 89% on my test! Best decision I made was going to see him, I would highly recommend anyone feeling even the slightest bit confused with the material to spend the time and extra money to study with him, you WILL NOT be disappointed! - Emily M.

 

Thank you again for tutoring me so well. I enjoyed learning from you and passed the test on the first try. Your class was very informative and detailed. You went beyond the book and gave deeper insight into the topics that were discussed in the book. I have and will continue to recommend your class to others. - Jerry B.

 

If you're planning on becoming a loan originator I highly advise you take some time to study with Gary. I personally wouldn't have passed without him and he's just an all around stand up guy. -Zane B.

 

“I would highly recommend Gary for MLO tutoring. He is extremely knowledgeable, and has a great process for giving his students the information and tools to succeed. After one tutoring session with Gary, I was able to pass the federal and state tests with ease!” -Kristen H.

 

I heard that the MLO test was difficult with first time pass rates around 50-60%. Although my classroom & practice test scores were passing, I wanted to minimize the odds of having to do a retake and decided to enlist Gary’s private tutoring to polish my knowledge level just prior to taking the official test.  Gary’s tutoring is focused on understanding the history and principles behind the material rather than a rote practice and drill study plan for test passing.  The test proved more difficult than I expected and explored my ability to problem solve mortgage related scenarios beyond what I was able to memorize.  Thanks to Gary’s teaching philosophy I achieved an 87% score on the first try and I’ve been a full time LO ever since. - Rick B.

 

After taking my MLO class I still felt that I wasn’t 100% ready to take the Federal MLO test.  Gary’s tutoring class really helped me get prepared as to what questions I could expect to see during the MLO test. The flash cards and practice test questions reviewed during the tutoring class were very helpful tools and resources. Thanks to Gary’s tutoring class, I was able to pass the Federal MLO test on my first try, I received a 93% passing grade! - Cruz C.

 

Thank You for the additional information and instructions I received from your tutoring sessions. The information you covered in both the National and Az State tutorials gave me confidence and additional knowledge prior to taking the exams.  I was able to take both exams knowing I was fully prepared because of your additional tutoring classes. Your teaching methods are great. I really appreciate the fact you answered my emails and telephone calls when I had questions about certain rules and laws. - Randy S.

I want to thank you for all the help and guidance you gave with just one tutoring session. I did pass my test the 1st time I took it. I could not believe that I passed. I have ABSOLUTELY no doubt that if I did not take the tutoring, I would not have passed. The different color flash cards really helped with all the regulations. Also, not over studying was huge I never studied for more than an hour and fifteen minutes. When I got fatigued I put it down and went and did something else and came back to it later. As you told me, I never studied more then one regulation at a time. I came away from the tutoring with a sense of direction that I clearly did not have before and that was what I needed. I did believe you when you said I could do it  and I did. J. Bergs

The friend that recommended Brandon L referenced below was me, Branden Himler. I took the SAFE Act course and took on a study group of 3 other people. I decided to use Gary for tutoring to help grasp a few concepts, the other 3 in my study group didn’t join the tutor session. I was the only one to pass of my study group. Most people will need to study very hard to pass this test as I certainly did, but I would say that the concepts that Gary helped me understand differently accounted for about 30% correct answers of my final test scores. Long hard nights provided the other 60% I needed to pass. Thank you Gary and good luck future L.O.’s! - Branden Himler

Everything that we went over during your study session helped tremendously! Thank you so very much for all of your help! Best $200 I have ever spent!!!!" - Brooke Dalzell, Internal Loan Officer, V.I.P. Mortgage, Inc.

Just wanted to let you know that today I took my SAFE MLO Test and passed with a 82%! Thank you so much for all your help, your tutoring made all the difference.   Thank you so much!  - Martha Saucedo

Yes, I took the test on the 8th. It went so much better than I expected. I scored an 86% and finished in an hour and a half. I felt completely prepared after your tutoring and by using your studying method! Thank you so very much!! -Suzanne Carrillo, Academy Mortgage

Just wanted to let you know I passed the test with an 86%! I'm so excited!!! I just wanted to say thank you so much for all of your help. I wouldn't have passed it without you! - Hannah Thoren

"I never worked in any field even remotely related to finance.  After taking the 20 hours pre-license class I realized that I was going to need some extra classes.  Working with Gary Smith and his small tutoring class was the best money I have spent on myself in this mortgage field.  I know with out doubt that with out those classes I would have delayed my entering the filed for months!!  Losing valuable time working in the field making money vs waiting the 30 days to take the test a 2nd or 3rd time.  I only missed the test by a few questions, but after I took the tutoring class with Gary I crushed my test with a 91%.  I cannot thank him enough!  Spend the money on yourself, release the anxiety of taking the test and pass it on the 1st try.  Money well spent" - Aaron Kerscher

I got an 85% !!!!

Adequate performance in all except ethics was borderline. - Donna LaPlant 7/17

 

Thank you so much for all your help!! Couldn't have done it without you!!

But I did study 4 hours a day for a month. It paid off for sure, I’m happy I took you Private Tutoring class, it helped me greatly.  Even the security guard said “ WELL WITH THESE SCORES YOU CAN GO WORK ANYWHERE” haha it was a good feeling. - Jared Ramos, 8/17

Could not be more happy to move forward in my life now finally!   

The knowledge I have gained from Gary was absolutely incredible. Spending six hours with Gary changed my life and allowed me to move forward towards my goals! - Vincent Goodrich 2/15/18

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